Student Loans

WKCTC Participates in the Stafford Direct Lending Program.  This program offers student loans at low interest rates with the possibility that some of your interest may be paid while you are in school, leading to lower debt levels.
 

Student loans offer students money that must be paid back. Loans can only be packaged up to the yearly maximum limits or the school's cost of attendance, whichever is lower.  All students are mandated to complete the first two steps listed below; steps three and four are optional but strongly encouraged.

    1. Complete Entrance Counseling
    2. Complete Master Promissory Note
    3. Keep track of your indebtedness
    4. Register with SALT

    Loans are no longer automatically included in your initial financial aid package. You may submit a request to us let us know how much you need in loan funds and we will be happy to award it to your account. Please allow up to 10 business days for the loan to show on your account once you have made the request.

    To request a loan:

    A link to the online loan request will be available in your Student Self-Service account.  If you would like to request a loan, click on the link and follow the instructions.

    To request a Summer 2016 loan:

    Loans are no longer automatically included in your summer financial aid package. You may submit a request for a summer loan using the form provided below. You must meet the following criteria to be eligible for a summer loan:
    1. Have a completed 2015-16 financial aid file
    2. Be enrolled in a financial aid eligible program
    3. Enrolled in at least 6 credit hours
    4. Have remaining 2015-16 annual loan funding available
    5. Have remaining aggregate loan funding available
    6. Submit a Summer Loan Request form to the Financial Aid Office

    Please allow up to 10 business days for the loan to show on your account once you have made the request.